Swedish crowdfunding of real estate projects

Build your portfolio of secured real estate loans

Step by step

This is how it works

1. Explore

Start by looking for a crowdfunding project that you believe in and want to place your capital in.

2. Invest

When you find a property project that you like, you choose how much capital you want to invest.

3. Follow

With Tessin, you will receive continual information about the crowdfunding project you have chosen to invest in.

4. Yield

It is through repayment, interest, dividend, or redemption of shares that you receive your return on an investment.

Keep yourself updated on new projects

Sign up for our newsletter to receive information about new investment opportunities that will be launched through Tessins crowdfunding platform.

We will also send you our e-book to get you started:
"9 hemligheter bakom en lyckad fastighetsinvestering"

Frequently asked questions

Why should you invest in real estate in Sweden?

In Sweden, there are a large number of exciting real estate projects that cannot be realised due to lack of funding while many investors are looking for attractive investment opportunities. This, in combination with a widespread housing shortage, renders traditional investment models insufficient. On Tessin's platform, private individuals and companies are provided the opportunity to invest in real estate projects in Sweden through crowdfunding.

What do you invest in?

Through crowdfunding, Tessin gives investors the opportunity to become part of the Swedish real estate market, and only real estate-related investments are being marketed on the platform. Presently, Tessin only grants access of its platform to project owners who intend to market non-transferable debentures (direct loans) or preference shares in limited liability companies in connection with capital raising through crowdfunding in Sweden.

What are the risks of investing through crowdfunding in Sweden?

The projects marketed on Tessin's platform are in many cases top financing without, or with, subordinated collateral. Projects are often driven by smaller project owners with limited financial resources. This means that investment projects are normally considered to be risky. A clear majority of the projects marketed on the platform are associated with risks that are usually not accepted by credit institutions or banks. For this reason, the calculated return is often unusually high.

An investor who lacks real estate investment experience should always seek advise from financial advisers, investment advisors, lawyers, auditors, or someone with a similar background before making investment decisions.

The level of risk in different investment projects varies and the investor should be aware that an investment always is associated with the risk that all or part of the investment will be lost. Read more about risks in general.

More project-specific risks are stated in the investment material distributed by the project owner to the investors who have reserved shares.

How do I stay updated on my investment?

Every investor has the opportunity to follow a project's development through Tessin's platform, where the project owner answers questions and shares continual updates. The property developer decides how often updates are issued, but they usually occur quarterly. The information is normally relatively concise and transparent, omitting any financial reports or key figures. An advantage of investing in real estate through crowdfunding in Sweden is that you have the chance to visit the property on site as well.

Is there any connection between Tessin and the property developer?

Tessin offers a platform that acts as a bulletin board where real estate developers can market projects to a number of investors. This means that Tessin does not have any direct or indirect connection, influence or responsibility for the project owner or the investment offer. Tessin's role does not include representing the property developer or the investor, nor does Tessin make any assessments of the project owner or the investment offer. In addition, Tessin makes no recommendations or statements to any party regarding the investment offers that form the basis of a capital raising via crowdfunding in Sweden.

How does investing through crowdfunding work in Sweden?

Tessin's platform consists of a technical tool and a digital bulletin board that real estate developers can use to market their business and projects, as well as to find potential investors.

The first step in making an investment is to reserve shares through the platform. A reservation is a non-binding interest notification to invest in the upcoming crowdfunding of a specific project. After a reservation has been made, the property developer (usually within one week) distributes a more detailed investment material via e-mail to all who have reserved shares. After the investment is distributed, the investor is offered the opportunity to complete the investment by signing an agreement or debenture (depending on whether loans or preference shares are offered) through the digital signature service, Scrive. The agreement is usually sent out one day after the other investment material. When the agreement or debenture is signed with BankID, the agreement becomes binding.

After the investor has signed, a payment instruction will be sent regarding how the capital will be transferred to the specified bankgiro-service within the specified time.

When will the repayment of the remaining amount be made?

In connection with participation in a crowdfunding project, an investor also has, in addition to the amount invested, the right to receive a return according to agreed terms at the end of the term. Repayment must be made according to the dates specified in the debt instrument and under the heading "Repayment method/exit strategy. In Tessin's newsletter, investors are updated on repayments that have been made in completed capital raisings, which are carried out through crowdfunding in Sweden.

Does it cost anything to become a member?

It is free to invest in real estate through crowdfunding in Sweden on the Tessin platform. You also receive a free copy of an e-book on real estate investment.

It is free to invest in real estate through Tessin's crowdfunding platform in Sweden. In doing so you will also receive a free copy of an e-book on real estate investment.

Read more about Crowdfunding in Sweden

Invest in real estate

Crowdfunding in Sweden has become increasingly popular in recent years, even when it comes to financing in the real estate industry. Through Tessin, investors have the opportunity to be a part of Swedish crowdfunding and real estate companies have the opportunity to seek capital through crowdfunding. It is an effective way for the company to finance new projects and an opportunity for investors to find new exciting projects to invest in. Crowdfunding in Sweden can take on many different shapes and forms. On one hand companies seeking funding can be established companies that have been in business for a long time or on the other hand they can be newer market players. Crowdfunding through investors with Tessin means that property developers can give notice of their projects to more investors who invest lower amounts, compared to traditional real estate investments that traditionally have very few stakeholders. Tessin acts as a Swedish crowdfunding platform, where project owners have the opportunity to publish and market real estate projects with the aim of finding individuals like yourself who are interested in real estate investments. Crowdfunding in Sweden involves a new type of investment form in which most smaller investors join forces to fund a project in exchange for shares, for example. In regards to the crowdfunding of Swedish property projects with Tessin, the number of investors is regulated to a maximum of 200 investors and the terms of return are determined in advance. This means that the company seeking funding sets up a business plan in which the project owner describes the offer in detail. The offer also shows the calculated amount of return and what conditions apply for the return to be realised. Through crowdfunding, Swedish real estate projects, which are not otherwise possible, can be fully implemented.

Crowdfunding in Sweden is steadily growing and in recent years, the number of investors who choose to invest their capital through crowdfunding together with other crowdfunding investors has increased. In order to invest in Swedish crowdfunding investments with Tessin, you need to create an account as an investor. An account is a prerequisite for being able to access the investment opportunities information published on the Tessin bulletin board. An account is also required in order for you to complete your investment in any of the Swedish crowdfunding projects on the platform. Tessin is registered as a financial institution at the Swedish Financial Supervisory Authority and enables crowdfunding in Sweden for different types of real estate projects. One of the benefits of crowdfunding for Swedish companies is that the companies receive a capital injection that may not have been possible without crowdfunding by investors. Do you want to be a part of the network and invest your capital through crowdfunding in Sweden? Read more about the real estate projects that have raised capital via Tessin and register today.

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