The capital is usually transferred to a client agent account at Zimpler AB, which manages payments and payments on behalf of the project owner. Zimpler AB operates payment services according to the Swedish law (2010: 751) on payment services and is licensed by the Swedish Financial Supervisory Authority. In some cases, however, the capital is transferred directly to the project owner's bank account without Zimpler AB's involvement. Tessin does not under any circumstances receive any deposits or payments and never handles any capital for any party.